Workers Compensation and Disability Income (DBL)
Workers' Compensation and Disability Income insurance may be mandatory according to each individual state’s guidelines. These are regulated types of insurance policies that provide wage and/or salary replacement and medical coverage for employees who are injured during the course of their employment either on or off the premises, while also relinquishing the rights of the injured employee to sue their employer for the cause of the injury sustained. There are time and monetary limits set in place, to protect both the insured and the employee, as well. Amounts of compensation and non-employment vary according to each circumstance involved. This can be a very difficult insurance for a business owner to obtain due to its complex nature. It is highly recommended to have an experienced agency to guide you with this insurance coverage. Luckily, GP Insurance has experience with Workers' Compensation & Disability Income and you can trust us to help your business to choose the correct amount of coverage as well.
Business Insurance protects you, your employees, your contents and your property. Let the professionals at GP Insurance personally tailor the Business Owner Policy that specifically suits your business needs.
If you drive a car, then by most state laws you must carry automobile insurance. This is not only for your protection, but for protection against or towards other drivers. Automobile coverage protects you, your family, your vehicle, and any damages caused and/or sustained by you physically.
Whether you own or rent, insurance is a necessity and not an option. As your home is probably one of the greatest assets you may ever acquire, you will want to insure it to its full value. GP Insurance will ensure that you receive the proper coverage to protect your most important asset.